Cash flow is king — everyone knows that, right? Knowing how to manage the movement of cash in and out of your business while juggling growth, vendor payments, payroll, and profits is the tricky part. Treasury management is a tool that can help your business manage cash better, reduce risk, and stay flexible — giving you a real competitive advantage.
In today’s fast-moving business environment, managing cash flow isn’t just about keeping the lights on — it’s about staying flexible, competitive, and prepared for opportunities. Treasury Management may sound technical, but at its core, it’s simply how your business manages its money: how it’s collected, stored, moved, safeguarded, and put to work to support both day-to-day operations and long-term strategy.
At Hills Bank, we know every business is different. That’s why we start by listening. We take the time to understand your unique cash flow patterns, operational needs, and growth plans. From there, we tailor solutions that help you optimize liquidity, reduce risk, and gain better visibility into your financial position.
Operating accounts are often the foundation. These are your day-to-day checking accounts — the financial hub where money flows in and out. But Treasury Management goes far beyond that. It includes helpful tools like automatic ways to collect payments, protect against fraud, make payments faster, and manage your cash more efficiently so that your business can keep up with the pace of today’s world.
What sets Hills Bank apart is not just our comprehensive suite of products supported by proven technology, it’s our people. Our Treasury Management team brings years of experience and a deep understanding of the local business landscape. We are more than just service providers, we are a trusted advisor and partner who you can count on through every stage of your business’ journey, from everyday operations to big transitions and milestones.
And because we are a financially strong, independent bank, we are able to invest in modern solutions that evolve with your business. Whether you are navigating rapid growth, expanding into new markets, or simply looking to streamline operations, we offer tools and guidance to help you move forward with confidence.
Treasury Management at Hills Bank is not just about banking — it’s about solving real business challenges. We focus on helping you make the most of your cash flow, improve your efficiency, and protect your financial operations so that your money works as hard as you do.
Bethany Gorsch, Senior Vice President, Treasury Management at Hills Bank, helps businesses across the Corridor manage their cash flow. Member FDIC.
